Bank Lending And Security

Morgan McManus provides first rate advice on a wide range of banking activities, advising both lenders and borrowers. We act for a wide range of clients who borrow for both commercial and residential transactions. Where matters require expertise across a range of legal disciplines, the Solicitors at Morgan McManus have the capacity to draw our knowledge together as the need arises e.g. tax issues.

We advise on such areas as:

• Secured and unsecured loans

• Structured finance

• Taxed-based leasing and financing

• Lending in privatised regulated markets

• Insolvency law issues

• The duties of the banker

• The banker-customer relationship

• Drawdown of loans

• Loan and credit facility offers

• Undertakings to the lender

• Compliance with regulatory and corporate requirements

• Inter-creditor agreements

• Legal opinions on the enforceability of security and security documentation

• Priority of security

• Realisation of security

• Stamping and registration of security documentation

• Storage of security documentation